A little more about us



Mark Smith, Co-Owner-President, is a graduate of the Indiana University Kelley School of Business, Bloomington, IN campus. After working for an insurance company as a territory marketing representative, Mark accepted an offer to work for and ultimately became co-owner of Surface Insurance Agency. Mark has his Chartered Property Casualty Underwriter designation {CPCU} and has been in the insurance business since 1974.


Teresa K. Kriete, Co-Owner-Secretary/Treasurer, is a graduate of Sullivan Business College in Louisville, KY campus. Teresa was born and raised in Seymour. She began her insurance career with Surface Insurance Agency after college ultimately becoming co-owner. Teresa has been in the insurance business since 1971.


Darin S. Kriete, Vice President, is a graduate of the Indiana University School of Public and Environmental Affairs, Bloomington, IN campus. Darin was born and raised in Seymour. After working briefly in the building supply business, he accepted a position with Surface Insurance Agency and became Vice President. Darin has his Chartered Property Casualty Underwriter designation {CPCU} and has been in the insurance business since 1994.