A little more about us



Mark Smith, Co-Owner-President, is a graduate of the Indiana University Kelley School of Business, Bloomington, IN campus. After working for an insurance company as a territory marketing representative, Mark accepted an offer to work for and ultimately became co-owner of Surface Insurance Agency. Mark has his Chartered Property Casualty Underwriter designation {CPCU} and has been in the insurance business since 1974.


Teresa Kriete, Secretary/Treasurer, is a graduate of Sullivan Business College at the Louisville, KY campus. Teresa was born and raised in Seymour. She began her insurance career with Surface Insurance Agency after college. She is involved with Agency administration. Teresa has been in the insurance business since 1971.


Darin Kriete, Co-Owner, Vice President, is a graduate of the Indiana University School of Public and Environmental Affairs, Bloomington, IN campus. Darin was born and raised in Seymour. After working briefly in the building supply business, he accepted a position with Surface Insurance Agency and became Vice President. Darin has his Chartered Property Casualty Underwriter {CPCU}, Certified Insurance Couselor {CIC}, and Certified Risk Manager {CRM} designations and has been in the insurance business since 1994.


Carletta “Cami” Bowman, Agent, is a graduate of Central Texas College, Killeen, Texas Campus. Cami was born in Seymour. She has served on the Crothersville Volunteer Fire Department. She began her insurance career in 2013 and joined Surface Insurance Agency in 2015.