Locally owned and operated, Surface Insurance began in 1960 when Walter L Surface purchased an already established insurance agency. In 1971 Teresa Kriete was hired, while Mark Smith came onboard in 1978. Several other insurance agencies were purchased over the years. Darin Kriete joined the agency in 1994. In 2001, after being minority owners, Teresa and Mark purchased the remaining shares of ownership. Surface Insurance has been located at 400 N. Ewing St., Seymour, IN since 1970.